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Requested in Business by Aggie80 (680 points)
edited by Dreamer


2 Ideas

+1 vote
Budgeting is not hard, it just takes a bit of discipline.  A simple grid with bills going down the side and the income across the top is all you need.  Prioritize the bills and take the paycheck total down the column and subtract the bill paid until you get to zero.  You are done!

By learning what has to be paid as opposed to just paying things as they come in can go a long way toward making sure you don't have any unexpected costs and don't get caught short!
Shared by Aggie80 (680 points)

0 votes
Every family should have a small emergency fund, no matter how tight their circumstances.  Having $1000 in an account that can be used to fix a car, buy new tires, replace a furnace or have a plumber fix a leak can relieve a lot of stress!
Shared by Aggie80 (680 points)
edited by Aggie80
Always a good idea to have an emergency fund.  Make sure you're earning as much interest on it as possible.  If you think you'll be tempted to raid it try opening another account at a different bank for it.

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